What documents prove UK residency? – The following documents are frequently used to prove one’s residency:
- Bank statement;
- Utility bill for gas, electricity, water, internet, etc. linked to the property;
- Letters from a recognized public authority or public servant/any government-issued correspondence;
- Current lease agreement with signatures of the landlord and the tenant;
- Credit card statement;
- Employer’s certificate for proof of residence.
Contents
- 0.1 What is a temporary proof of address UK?
- 0.2 What counts as a utility bill UK?
- 0.3 Is NHS letter proof of address?
- 1 What can I use as proof of living in the UK for citizenship?
- 2 Is Monzo bank statement proof of address?
- 3 Can I open a bank account without proof of address?
What is proof of address in UK for foreigners?
Acceptable documents providing proof of residence include: –
Recent utility bill (e.g. gas, electricity or phone) or a certificate from a supplier of utilities confirming the arrangement to pay for the services on pre-payment terms (Please note that mobile telephone bills are not acceptable as they can be sent to different addresses). Utility bills in joint names are permissible* Local authority tax bill valid for the current year** UK full or provisional photo-card driving licene or a full old-style paper driving licence (if not already presented as a personal ID document). Old style provisional driving licences are not acceptable. Most recent HM Revenue and Customs tax notification (i.e. tax assessment, statement of account, notice of coding) a P45 or P60 is not acceptable. Financial statement (e.g. bank, building society, credit card or credit union statement) containing current address* Most recent mortgage statement from a recognised lender** Current benefit book or card or original notification letter from Department of Work and Pensions (DWP) confirming the rights to benefit (for example, child allowance, pension)** Current local council rent card or tenancy agreement Confirmation from an electoral register search that a person of that name lives at the claimed address*
*The date on these documents should be within the last three months and they must contain the name and address of the applicant. Photocopies and documents downloaded from the internet (e.g. bank statements) will not be accepted. ** These documents must be dated within the last 12 months : List of documents that can be used as valid proof of identity and/or proof of residence
What is a temporary proof of address UK?
Banks often ask for things like a recent:
council tax bill gas, water or electricity bill bank, credit card or mortgage statement
Ask to use an alternative proof of address if you do not have documents like these.
How to open a bank account in the UK without proof of address?
How to open a bank account if you’re homeless – Shelter England
- If you’re sofa surfing or staying in a hostel or refuge, you might not have things like a passport, driving licence or bills in your name.
- It’s still worth going into a high street bank to ask about a basic bank account.
- Take a friend, relative or support worker with you to help explain your situation.
- Ask the bank what ID and proof of address they accept.
- Getting universal credit can help as you’ll already have passed the DWP identity checks.
- If you don’t have photo ID, the bank might accept a letter from a college, hostel or refuge that confirms who you are.
- If you have no proof of where you live, you could use a temporary address.
- You could provide a letter from a hostel, refuge or the council.
- Ask the bank if they can be more flexible with their checks and try another bank if the staff aren’t very helpful.
- All banks should treat customers fairly and you can complain if they don’t.
Our video explains how you can get a bank account if you’re homeless. Banks usually ask for:
- ID documents, such as a passport or driving licence
- proof of address, such as a council tax or energy bill
They ask for these to confirm your identity. There are different ways to do this. For example, some banks will not ask for proof of address. You have options if you do not have or,
- Most banks are signed up to customer service standards and must follow guidance from the Financial Conduct Authority (FCA).
- This means you should expect staff to be understanding and treat you fairly.
- You can use our template to,
- You can usually open a bank account if you have leave to remain or a valid visa. For example:
- refugee status
- EU settled or pre-settled status
- a current work or student visa
If you do not have leave to remain, the bank cannot give you an account. The bank checks a list at the Home Office. Get immigration advice if you think you might not have leave to remain in the UK. For example, if you’ve overstayed your visa or do not have documents that show your status. Shelter cannot give immigration advice. can refer you to a specialist adviser.
- Some banks have schemes for people with no fixed address.
- Banks offering this type of account ask a local homeless charity or other organisation to confirm your identity.
- A local Shelter service could help if you already get advice or support from them.
- Our national helpline and webchat cannot help with this as they do not meet you in person.
- Most people who are homeless should be able to get a basic bank account.
- You can find some information about basic bank accounts from the main high street banks on their websites:
- Most banks let you choose to apply in person or online.
- You can usually manage your account with a banking app even if you apply in person.
- Most banks have a branch locator on their website where you can find the nearest place to go in person.
- You could go with a friend or relative to help you explain the type of account you need.
- Ask the bank which documents you need to,
- Some online banks offer a current account where you do not need proof of address.
- You could look for a free account from an online bank such as:
You may have to pass a credit check as they do not offer basic bank accounts. All banking is done through the app and you cannot go into a branch to speak to someone. Last updated: 18 April 2023 : How to open a bank account if you’re homeless – Shelter England
What counts as a utility bill UK?
Conclusion – In summary, utility bills are any type of expenses related to the upkeep and use of your home or place of business including electricity, gas and oil bills, water and sewerage, telephone/internet bill, TV license fees etc. Other expenses such as vehicle tax and insurance payments, mortgage payments or rent, council tax or insurance premiums are not classified as utility bills.
Is NHS letter proof of address?
Is an NHS letter proof of address? – A National Health Service letter, as well as a letter from a medical center or utility bill, can be used as proof of address.
How do I get an address for the UK?
How to get a UK postal address. –
- No matter where you live, you can get a UK residential address for shopping online by signing up to MyUKMailbox — and it couldn’t be easier.
- All you have to do is click ‘Start Now’, fill in the form and we’ll send you a UK mailing address so you can start shopping at British stores ASAP.
- That’s it.
- Easy, right?
What can I use as proof of living in the UK for citizenship?
Long-term documentation for proof of residence in the UK – Evidence of continuous residence that spans a long period (i.e., long term documents) is preferred by the Home Office as fewer documents make it easier to establish an unbroken period of continuous residence.
The Home Office will ask for enough pieces of acceptable proof of residence documents spanning the whole period required (e.g., proof of living in the UK for 3 years or 5 years). This means that you may only need to provide one long term item of evidence covering the whole period, but in practice, you may need to provide more.
Long term documents, also referred to as preferred evidence, may include:
A letter dated and signed by your employer confirming the duration of your UK-based employment to date.Annual business accounts if you are a self-employed person.A letter dated and signed from an accredited organisation in the UK confirming physical attendance at a course and the duration.A dated and addressed invoice from an accredited organisation for school, college or university fees for education requiring physical attendance in the UK.A residential mortgage statement and evidence of mortgage payments.A tenancy agreement and evidence of rent payments.An annual bank statement covering a 12-month period showing transactions for at least 6 months in that year (you will need to provide 1 statement for each year required).A P60 for a 12-month period (you will need to provide 1 P60 for each year required).A dated and signed letter from a registered care home confirming the period of residence in the home.Documentation (e.g., an entitlement notification or repayment statement) issued by the student finance body.A dated, addressed council tax bill.Evidence that your employer made pension contributions on your behalf.
The documents provided must span the whole period of residence required, i.e., if you are relying on annual bank statements, you will need to provide one for each consecutive year.
Is a bank statement proof of address?
What can be used as proof of address? – Here are some of the most common documents that count as valid proof of address:
- Bank statement;
- Utility bill for gas, electricity, water, internet, etc. linked to the property;
- Letters from a recognized public authority or public servant/any government-issued correspondence;
- Current lease agreement with signatures of the landlord and the tenant;
- Credit card statement;
- Employer’s certificate for proof of residence;
- House purchase deed.
*For 1) and 2), it’s common practice to reject proof of address documents older than 3 months.
Is Monzo bank statement proof of address?
How do I find my Monzo address? – You can find your Monzo address by navigating to the ‘Account section of the Monzo app. Your Monzo address is the address you used to open your Monzo Bank account. Maintaining an up-to-date Monzo address is essential to receive all bank correspondence, including your debit card and documents.
What documents can I use as proof of address UK for work?
Required Documents This page is designed to help those applying for a Basic Disclosure, Standard DBS or Enhanced DBS to understand exactly what documents that they are required to provide for their application to be processed. Please ensure when submitting your application that you have included all the required documents, as failure to do so will mean that your application cannot be processed and will be held up until we have obtained sufficient documentation.
One document of ID – passport or driving licence One document showing proof of address – utility bill, bank statement, credit card statement, driving licence (only if driving licence shows the applicant’s current address and has not also been used as ID document)
Standard/Enhanced DBS – The documentation required for both Standard and Enhanced DBS applications is set out by the Disclosure and Barring Service (DBS) and is as follows:
One document from Table 1 (included below) Two other documents from any of the tables below, one of which must show proof of address
Should the applicant not be able to provide a document from Table 1 then they must instead provide the following:
One document from Table 2a Two other documents from Table 2a or 2b
Can I have a UK bank account if I live abroad?
Keep your existing bank account – So, the answer to the question, “can I keep my UK bank account if I move abroad?”, is yes. Keeping your UK bank account open after moving overseas is the first option and there are a couple of reasons why you might choose to do this.
You’re only moving abroad for a fixed amount of timeYou receive funds from a UK institution e.g. a private or state pension Your sole purpose of moving abroad was to earn money to send home
However, if you do choose to keep your UK bank account open after moving abroad, you should try not to use it for daily transactions in your new country as most banks tend to charge for this. It’s also a good idea to try and maintain a good relationship with your bank and credit card companies when moving abroad because this will likely make the process easier for everyone.
Can a non UK resident have a UK bank account?
Open a UK Bank Account for Non-Residents – Documents Needed – To open a bank account, you will need identification. As a non-resident, opening a UK bank account will require a passport and drivers’ license, but your bank may also request other documents, particularly one that shows your current address.
Three months’ worth of utility bills will be requested. Of course, this will mainly depend on the bank products you want to open. Your bank may offer you a range of accounts but may also insist on accounts with restrictions until you can show you are a responsible customer. If you’re not sure which documents you need, the customer service officer at the bank will give you a list of which documents you need for each different type of account.
In most cases, you should be able to simply start with a prepaid debit card which often comes with the same banking features as a traditional UK bank account – minus the credit facility.
Is Netflix a utility bill?
What is a utility bill? – A utility bill is a monthly statement of the amount a household or business owes for essential services or utilities. Examples of utilities include electricity, water and gas. Depending on how you define utilities, you could also add sewage and trash and recycling, as well as TV, internet, phone and streaming services to that list.
- A utility bill lists the customer’s name, address and account number.
- It also states the amount owed and due date, as well as guidance for how to pay.
- Utility bills typically give information about your usage of the service, too.
- A water bill, for example, would list the amount of water you used during the billing period and may show how that amount has changed over the last several months.
🤓 Nerdy Tip Utility bills can also be handy as proof of residence for, say, license and passport needs. How much utilities cost varies widely depending on the service, provider, location and usage. Below are a few examples of utility bills and their average costs.
How much are utility bills in UK?
What’s the average bill spend for gas? 1 –
Gas usage | Average annual consumption | Average annual cost* | Average monthly cost* |
---|---|---|---|
Low (flat or 1-bedroom house / 1-2 people) | 8,000 kWh | £706.80 | £58.90 |
Medium (3-bedroom house / 2-3 people) | 12,000 kWh | £1,007.08 | £83.92 |
High (5-bedroom house / 4-5 people) | 17,000 kWh | £1,382.43 | £115.20 |
Based on the July 2023 price cap rates and customer with typical usage, paying by Direct Debit. Rates and standing charges are averages and will vary by region, payment method and meter type. Rates are effective from 1st July 2023.
Can I use an online bank statement as proof of address?
Can I use an Online Statement as proof of address? Depending on the company you need it for, you might be able to use your Online Statement as proof of address. However, if the company won’t accept a printed Online Statement, you can request a paper statement that will be sent to your home address.
Is Monzo bank statement proof of address?
How do I find my Monzo address? – You can find your Monzo address by navigating to the ‘Account section of the Monzo app. Your Monzo address is the address you used to open your Monzo Bank account. Maintaining an up-to-date Monzo address is essential to receive all bank correspondence, including your debit card and documents.
How do I get an address for the UK?
How to get a UK postal address. –
- No matter where you live, you can get a UK residential address for shopping online by signing up to MyUKMailbox — and it couldn’t be easier.
- All you have to do is click ‘Start Now’, fill in the form and we’ll send you a UK mailing address so you can start shopping at British stores ASAP.
- That’s it.
- Easy, right?
Can I open a bank account without proof of address?
No – you’ll normally need some form of identification in order to open a bank account, even if you don’t have a fixed address. This doesn’t necessarily have to be photo ID but you’ll need to be able to prove who you are.